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Getting a Pre-Approved Mortgage

Get pre-approved mortgage financing before you start looking for a home. You are under no obligation, and it is offered free of charge.

Based on your current financial situation and a satisfactory credit review, a pre-approved mortgage tells you:

The amount you can borrow.
The interest rate of your mortgage for the term you've chosen.
How much your payments will be.

Why Get Pre-approved?

With the above information and your down payment, you can shop with confidence for a home in your price range. You also are protected against interest rate fluctuations.

Note: The final terms and mortgage amount will be based on the value of the home you purchase, subject to a satisfactory property appraisal.

90-Day Rate Guarantee

With a pre-approved mortgage confirmation, your fixed mortgage rate and payments are guaranteed for 90 days from the date of confirmation.

If the purchase of your home is complete (i.e., mortgage funds are advanced) within that time period and mortgage rates rise, you get the lower rate stated on your confirmation. If rates go down, you'll receive the lower rate up to the date you receive your mortgage funds.